Here Are Your Options!
Do-It-Yourself Loan Modification This is your least expensive option for staying in your home and has several advantages. Our DIY Loan Mod program consists of a detailed workbook and forms kit that you can download now, plus an invaluable forms kit to use when communicating with your lender.
This Materials package alone is worth $595, but we are going to give it to you for FREE! Here’s why: We discovered that regardless of how smart you are, you will have questions, and you will hit roadblocks that are exclusive to each individual loan mod case, and you will want, and need, someone who knows the ropes, to help you clear these hurdles. For that reason, we now offer a series of four webinar/teleconference/workshops to teach you how to use what is in our workbook, and to answer your special, individual questions, live as they come up. The crucial time to get your loan mod project off to a successful start is the first four weeks, so we will conduct one conference each week, and then post them on a special website where only our customers can access this information whenever they want. Best of all, when you register now for this invaluable webinar series, we will give you the loan-mod kit (value $595), Free!
Extra value bonus. You will get:
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Full Service Loan Modification. Some people just don’t trust themselves to handle something as important as this and prefer to have us do it for them. Our full service is a bargain. We charge nothing up-front for the loan mod (there is a modest $395 cost for document preparation). When we finish and have a successful loan modification, we will bill you between $1.5 to $5k depending on your case. We will have saved you many times this amount and you can pay the fee in installments to lighten the load. This is a remarkably good deal for you because you can’t lose! Additionally, we may often get a better result than you would doing it yourself because we use third party professional negotiators, lawyers, bankers and accountants in order to optimize our results. It will be the best money that you ever spent, and you don’t have to spend it until you have received what was promised. If we do not succeed, you pay nothing! That’s right, we get you a loan mod or you don’t have to pay.
Short Sale. If the value of your house is now less than what you still owe, and you want out, MyBailout will handle the transaction for you AT NO CHARGE! Somebody else pays us and you just plan a smooth, no cost transition to your future residence. Plus, we do a better job than most others. We don’t have to shop for a buyer because we have a pool of investors standing ready to buy your property. Other Short Sale services have to “double-escrow” to make the deal work, we don’t have that problem. Also, we go the extra mile by assuring that there will be no deficiency to cause you tax liability later, and we assume that there is no negative impact on your credit. It doesn’t get any better than this.
Mortgage Litigation Support. Increasingly, people are turning to litigation as a way to modify their mortgage. Why? Because by dealing with the legal department of your lender instead of the loss mitigation department, you can sometimes get extreme concessions such as money back, dramatic reductions in principal, and even a free and clear home in extreme cases. A forensic audit of your original loan docs is conducted to identify possible violations of the lending laws. There are almost always some to find. Using these violations as a cause of action against your lender, you sue. This can result in long periods when you pay nothing to live in the house, the back payments are usually forgiven, no foreclosure can take place, and you may end up with a better deal than you ever imagined. The down side to this approach is that you may have to engage a lawyer if it goes the distance, and that costs money. In any case, there is a lot to know about this, and sometimes it is your option of last-choice, if the lenders will not negotiate or you cannot get what you want, this is your only remaining option. We offer a training program to teach you what to look for in an audit, what to say to the lender to avoid having to file a lawsuit, how to find a lawyer that knows the ropes if you do.
Credit Makeover. It is common for people to have credit issues after they have had a short sale or loan modification. Often, these situations are accompanied by late payments, deficiencies, or even tax liens and homeowner association liens. If this happens to you, we will help you mop it up and restore your good credit as a follow up to completing your loan mod or short sale. Our coaches will walk you step by step through obtaining the following:
- Additional business or personal credit cards to increase your available credit, thus improving your debt to credit ratio and raising your score.
- Vehicle and Equipment leases/loans using an EIN instead of your personal Social Security number
- Corporate loans and business credit lines
- Remove inquiries, lates, charge offs, medical bills, etc.
- Rapid re-score of your FICO score.
This service is a logical extension of our desire to help you recover from the whole “Bailout” experience.
